Claim bank charges back
Feb 14th, 2007 by complex001
I have just claimed back £350 in bank charges. I bank with the Abbey and a cheque paid into my account that I thought had cleared did not as it bounced. As a result I got bank charges of £360 which was made up of £30 for each cheque that I had written and cleared my account whilst overdrawn due to the bounced cheque. As the bank told me this was an unauthorised overdraft they said they were within their rights to charge me for each cheque I’d written that had been cashed when I was overdrawn.
I had read on the BBC website that this was potentially unlawful so I wrote a letter to the Abbey demanding my money back or I would take them to the small claims court. I got a stroppy letter first time round but when I wrote back saying I was going to take them to court they agreed to pay me back the charges.